Flexible, fast, and fair:
instant e-Transfer payday loans
instant e-Transfer payday loans
Your loan, delivered in one hour. Fastest funding in Ontario. Try us and see how fast we are.

Flexible loans
$100+
100% of applicants said they found our terms transparent.
For Canadians. By Canadians.
We provide instant 24/7 support at your convenience.
Why People Choose Simple Financial?
Experience Loan approval and funding in under an hour. No paperwork. No long waits. Time is money—we respect both.
Quick and simple application process
Enjoy a reimagined and easy to use application form that makes getting loans as simple as ordering food online.
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No credit checks required to apply with 24/7 Support
Transparent rates and terms
We charge the provincially regulated $14 for every $100 borrowed, as set by Ontario's payday loan laws.
Why Choose Simple Financial?
Flexible Loan Terms
Enjoy the freedom of loans tailored to your unique timeline. Designed to make your repayment stress-free. Perfect for managing bills, repairs, or unexpected expenses.
24/7 Customer Support
We don't just process loans—we provide around-the-clock peace of mind. Our support team is available 24/7 to guide you every step of the way, because questions don't sleep—and neither do we.
Easy & Secure Application
From phone to funded—our secure platform keeps things quick and confidential. Loan applications don't have to be complicated—and we're here to prove it.
Speed Meets Quality
We deliver quickly without cutting corners. Get the funds you need fast, with no hidden fees or surprises. We're known for quick turnarounds—and trusted for consistent quality.

It's Your Money—We Just Help You Reach It.
Skip the wait—get your loan via e-transfer, even on weekends and holidays—so you can take care of what matters most.
Applying for a loan has never been simpler. Enjoy fast, reliable funding with full compliance and peace of mind, any day of the week.
Work with Simple Financial
to find the right loan amount $100 TO $1500 you need to keep life moving forward— and stay on track, no matter what life throws your way.
$100 TO $1500Simplicity is our #1 priority
Directly from us, no third party
Fast, direct payments with zero unnecessary steps.
From us to you—quick, clean, and secure. No delays. No third parties. Just Simple Financial.
We are connected with all Canadian Banks.
Your Goals Are Our Commitment
You're never just a number to us—you're our priority. Trust is earned—and we're earning it every day.
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